Enstar Group (NASDAQ: ESGR) and Assurant (NYSE:AIZ) are both mid-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their valuation, analyst recommendations, profitability, dividends, institutional ownership, risk and earnings.
Earnings and Valuation
This table compares Enstar Group and Assurant’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|Enstar Group||$1.11 billion||3.79||$311.46 million||$15.92||13.57|
|Assurant||$6.42 billion||0.74||$519.60 million||$9.40||9.66|
Risk & Volatility
Enstar Group has a beta of 0.78, meaning that its share price is 22% less volatile than the S&P 500. Comparatively, Assurant has a beta of 0.63, meaning that its share price is 37% less volatile than the S&P 500.
Institutional and Insider Ownership
81.0% of Enstar Group shares are owned by institutional investors. Comparatively, 91.8% of Assurant shares are owned by institutional investors. 9.9% of Enstar Group shares are owned by company insiders. Comparatively, 0.8% of Assurant shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.
Assurant pays an annual dividend of $2.24 per share and has a dividend yield of 2.5%. Enstar Group does not pay a dividend. Assurant pays out 23.8% of its earnings in the form of a dividend. Assurant has increased its dividend for 14 consecutive years.
This table compares Enstar Group and Assurant’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
This is a summary of current ratings and recommmendations for Enstar Group and Assurant, as reported by MarketBeat.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
Assurant has a consensus target price of $115.00, suggesting a potential upside of 26.64%. Given Assurant’s higher probable upside, analysts plainly believe Assurant is more favorable than Enstar Group.
Enstar Group beats Assurant on 9 of the 16 factors compared between the two stocks.
About Enstar Group
Enstar Group Limited is an insurance group that offers capital release solutions and specialty underwriting capabilities through its network of group companies in Bermuda, the United States, the United Kingdom, Continental Europe, Australia and other international locations. The Company’s segments include Non-Life Run-Off, Atrium, StarStone, and Life and Annuities. The Non-life Run-off segment comprises the operations of its subsidiaries that are running off their property and casualty and other non-life lines of business. The Atrium segment underwrites specialist marine, energy, aerospace, non-marine and liability classes. The StarStone segment offers a range of property, casualty and specialty insurance products. The Life and Annuities Segment consists of the operations managing the Company’s closed-block of life and annuity business, and its life settlements business.
Assurant, Inc. is a provider of risk management solutions in the housing and lifestyle markets. The Company operates in North America, Latin America, Europe and Asia. The Company’s segments include Global Housing, Global Lifestyle and Global Preneed. Through its Global Housing segment, it provides lender-placed homeowners, manufactured housing and flood insurance; renters insurance and related products (multi-family housing business), and field services, valuation services and other property risk management services (mortgage solutions business). Through its Global Lifestyle segment, it provides mobile device protection products and related services and extended service products and related services for consumer electronics and appliances (global connected living business); vehicle protection services, and credit insurance. The Global Preneed segment provides pre-funded funeral insurance and annuity products. Its Global Preneed Segment operates in the United States and Canada.
Receive News & Ratings for Enstar Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Enstar Group and related companies with MarketBeat.com's FREE daily email newsletter.